Our Chami Universal Zip-T is a smooth-face fabric that keeps cold out, trapping heat in it's soft, fleecy interior. Designed to handle all kinds of weather, you can stay comfortable no matter what the conditions. Plus, the fleece interior ensures that you stay warm even in the coldest temperatures. It's comfortable, breathable fabric offers thermal insulation to keep you warm in cold temperatures and cool in warm conditions. It's the perfect choice for the active lifestyle, allowing you to stay active and comfortable no matter the weather.